Our Heartland range reflects our long-standing commitment to local lending, offering tailored mortgage solutions for properties across Cumbria and Northern Lancashire (CA and LA postcodes), backed by a personal and flexible underwriting approach.
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At a glance
- Available in CA and LA postcode areas
- Up to 20 acres considered
- Shared Ownership accepted
- Right to Buy accepted
- Local lending expertise and manual underwriting
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Eligible applicants
Applications may be considered where the applicant is purchasing a property that:
- Is located within the CA and LA postcode areas
- Includes up to 20 acres of land
- Is being purchased through a Shared Ownership scheme
- Is being purchased through the Right to Buy scheme
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We are unable to consider
Applications will not be considered where the property:
- Is located outside the CA or LA postcode areas
- Has age, construction, or usage restrictions that fall outside our lending criteria
Or where the applicant:
- Is a foreign national without Settled Status, Indefinite Leave to Remain, or an acceptable visa (please contact us to discuss)